Easy-to-Use Weekly Budget Planner | Free Online Calculator
Plan your week, cover your bills, and still hit your savings goals. This simple weekly budget tool helps you manage your money from one paycheck to the next, perfect for regular pay schedules, shared households, or variable income from side gigs. By using this weekly budget calculator, you can create a zero-based budget and track your expenses with ease.
1. Income (This Week)
2. Savings & Goals
Sinking Funds (for future costs)
3. Fixed Bills (Due This Week)
4. Variable Expenses (Envelopes)
5. Debt Payoff
Weekly Summary
50/30/20 Guideline
Category Breakdown
How This Weekly Budget Planner Works
This simple weekly budget tool helps you map your finances from one paycheck to the next. Follow these steps:
- Enter Income: Add your take-home pay for the week and any other income. Choose your pay schedule to help plan ahead.
- Add Fixed Bills: List all bills due this week, like rent share or car payments.
- Set Envelopes: Allocate money for variable costs like groceries, gas, and fun money. This is your weekly expense tracker.
- Pick a Debt Method: Choose the Snowball (lowest balance first) or Avalanche (highest APR first) method to pay down debt.
- Add Sinking Funds: Set aside money weekly for big, upcoming costs like insurance or holidays.
- Review & Adjust: See your "Leftover" amount at the top. If it's not zero, allocate the rest to savings or debt to create a zero-based budget for the week!
Planning your food spend? Try the Grocery Budget Calculator. Splitting costs? The Household Expenses Splitter keeps it fair.
Weekly Budget Templates You Can Start With
- Zero-Based Weekly Budget: The goal of this planner. Assign every dollar of your income to a category (expenses, savings, or debt) so your "Leftover" amount is $0.
- 50/30/20 Weekly: A quick rule of thumb. The planner shows your split, aiming for 50% on needs, 30% on wants, and 20% on savings/debt.
- Envelope Method: Use the "Variable Expenses" section like digital cash envelopes to control spending in key areas.
- Budget by Paycheck: Perfect for those paid weekly or bi-weekly. Enter one paycheck's worth of income and plan until the next one arrives.
FAQ
What is a weekly budget planner?
A simple tool that helps you map income, bills, and spending for a single week so you don’t run short before your next paycheck.
Weekly budget vs monthly budget — which is better?
Week-by-week works well if you’re paid weekly/bi-weekly or have variable income. Monthly is fine if your pay and bills are steady. You can do both.
How much should I budget for groceries per week?
Many households aim for $60–$150 per person per week, depending on city and diet. Check your number with the grocery budget calculator.
What’s the 50/30/20 rule on a weekly budget?
Try 50% needs, 30% wants, 20% savings/debt. The planner shows your current split so you can tweak.
How do sinking funds work weekly?
Take a big future bill (e.g., $600 insurance in 12 weeks) → set aside $50 each week until due. The tool calculates this for you.